Disclaimer
Please read this before using the calculator. Last updated: October 25, 2026
Estimates only
The results on www.ramseyretirementcalculator.us are estimates. They are made from the numbers you type in and a fixed growth rate. Real investments do not grow in a straight line. Some years go up, some years go down, and past results do not promise future results.
Not financial advice
We are not financial advisors, tax experts, or lawyers. Nothing on this website is financial, tax, legal, or investment advice. Please talk to a licensed professional before you make any big money decision.
Not connected to Ramsey Solutions
This website is independent. It is not owned by, approved by, or connected to Ramsey Solutions, Dave Ramsey, or any of their companies. Any brand names used here are used only to describe what people search for. All trademarks belong to their owners.
What the calculator does not include
- Income tax or taxes on withdrawals.
- Social Security, pensions, or other income.
- Fees from your investment accounts or funds.
- Changes in the market, laws, or contribution limits.
Accuracy of information
We try to keep the information on this site correct and up to date, but we cannot promise it is always complete or free from mistakes. You use the calculator and the guides at your own risk. We are not responsible for any loss or problem caused by using this website.
External links
Our pages may link to other websites. We do not control them and are not responsible for what is on them.
Push notifications (Larapush)
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You can turn these notifications off at any time from your browser's site settings.
Contact
Questions about this disclaimer? Email us at admin@ramseyretirementcalculator.us.